Splash Financial Reviews
(Rated by 2396 users)
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Payment Methods
- Credit/Debit Cards
Payment Methods
- Verified Store VERIFIED
- Free shipping: Orders $50+
- In-store pickup: Ready in 2 hours
- 30-Day Returns
- Gap Good Rewards (4 brands)
Payment Methods
- Tops: $23 - $70
- Bottoms: $27 - $70
- Outerwear: $34 - $70
- Kids: $29 - $75
Overall Rating
4.6
Base on 15 Reviews
Ratings by Feature
Ratings by Feature
- Good Value4.6
- Price & Quality4.4
- Return Policy4.7
- Shipping & Delivery4.6
- Customer Service4.4
Recent Customer Reviews (15)
Tayla Laidlaw
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Katja Lowe
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Alonzo Inarkaevich
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Matthew Shishani
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Sedrik Wooley
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Uta Kluge
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Peter Krüger
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Silla Baldvinsdóttir
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Raymond Batiste
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Ali Reymond
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Payment Methods
Accepted Payment Options:
Prices for items on Splashfinancial.com vary widely depending on the type of clothing and promotions available. Typical price ranges include:
Credit/Debit Cards
Payment Process
- Payments can be made online during the checkout process.
- For Splash Financial credit card payments, options include online payments, mail, or phone calls, but in-store payments are not accepted.
Refund Information
Refunds for returns will be processed back to the original payment method used during the purchase.
Splash Financial Pros & Cons
Pros
1
No origination fees: Splash Financial does not charge any additional costs taken out of your overall loan proceeds.
2
No prepayment penalties: You're able to pay off your loan at any time without any additional fees.
3
Low minimum rates: They offer competitive interest rates.
4
High refinancing limit: This works well for medical grads or advanced degrees.
5
Multiple repayment options: You can select from various repayment plans.
6
Autopay discount: Splash Financial offers an autopay discount of 0.25 percent.
7
Soft credit check: You can see if you’ll qualify and what rate you’ll get without a hard credit check.
8
$500 Bonus: Splash is currently offering a $500 bonus if you refinance at least $50,000.
9
Quick Comparison of Available Options: Allows borrowers to compare rates from multiple lenders with a single application form.
10
Respectable Lenders: Partners with reputable banks and credit unions, offering competitive rates and terms.
11
Relatively Low Minimum Credit Score Requirements: Accepts borrowers with a credit score as low as 580.
12
Prepayment Flexibility: No prepayment penalties if you pay off the loan early.
13
Excellent Customer Service: Offers live chat support and a responsive customer service team.
14
No Application or Origination Fees: Some partners do not charge these fees, although origination fees can vary.
CONS
1
Origination Fees Can Be High: Some partners may charge origination fees ranging from 0% to 9.99% of the loan amount.
2
Higher APRs for Lower Credit Scores: Borrowers with lower credit scores may face higher APRs, up to 35.99%.
3
No Cosigners: Splash Financial does not offer cosigned loans, which can be a limitation for borrowers with poor credit.
4
Terms and Requirements Vary by Lender: The exact terms and requirements of the loans depend on the specific lenders chosen, which can be confusing.
5
Customer Service Not Available on Weekends: Customer support is not available on weekends, which might be inconvenient for some borrowers.
Splash Financial Features and Benefits
Features
No origination fees
Splash Financial does not charge any additional costs taken out of your overall loan proceeds.
No prepayment penalties
You're able to pay off your loan at any time without any additional fees.
Low minimum rates
They offer competitive interest rates.
High refinancing limit
This works well for medical grads or advanced degrees.
Multiple repayment options
You can select from various repayment plans.
Autopay discount
Splash Financial offers an autopay discount of 0.25 percent.
Soft credit check
You can see if you’ll qualify and what rate you’ll get without a hard credit check.
$500 Bonus
Splash is currently offering a $500 bonus if you refinance at least $50,000.
Fixed APR
Starting at 3.69%.
Variable APR
Starting at 5.62%.
Quick Comparison of Available Options
Allows borrowers to compare rates from multiple lenders with a single application form.
Respectable Lenders
Partners with reputable banks and credit unions, offering competitive rates and terms.
Relatively Low Minimum Credit Score Requirements
Accepts borrowers with a credit score as low as 580.
Prepayment Flexibility
No prepayment penalties if you pay off the loan early.
Excellent Customer Service
Offers live chat support and a responsive customer service team.
No Application or Origination Fees
Some partners do not charge these fees.